JAKARTA, Indonesia, June 28, 2023 /PRNewswire/ — Focused on financial inclusion through digital credit innovation, leading Indonesian fintech company JULO has launched an innovative KliKilat feature – which means Flash Click in English – that provides a speedy and  convenient transaction experience with just one click. This feature is available for a whole set of transactions including bank transfers, utility bills payments, phone credit top-ups, e-commerce payments, train ticket bookings, and tuition fee payments in the JULO app.

Providing financial access is an ongoing challenge in Indonesia with an underbanked population of 47 million. JULO, a pioneer in Indonesia’s consumer lending space since 2016 has launched multiple innovations to drive financial inclusion. The Flash Click – KliKilat feature enables JULO customers nationwide to perform repeat transactions seamlessly from the app home page by utilizing stored credentials without having to input complicated information, amounts or tenures.

This new convenience has been rolled out with an even greater focus on data security. “For seamless, convenient, and secure Flash Click transactions, we have put strong authentication measures in place and have added layers of convenience which allow customers to perform repeat transactions while adjusting their transaction amount,” said Manoj Awasthi, Chief Technology Officer of JULO.

Ujang, a JULO user from the Sukabumi area says, “I have been using JULO for 2 years, mainly for my child’s education needs. I can use the credit limit to buy new shoes and books. There are a lot of needs that can be easily covered with JULO”. Herwin, another JULO user who works as an entrepreneur said, “JULO has been supporting me since the pandemic, when my business wasn’t doing well. Now, I can use JULO to quickly top-up my e-wallet and grow my business on e-commerce platforms,”

“Our aim is to make the JULO app an integral part of our customer’s daily lives. With this new Flash Click – Klikilat  feature, customers can carry out repeat transactions quickly, easily and securely, making digital credit truly convenient,” said Nimish Dwivedi, Chief Business Officer of JULO.

Established in Indonesia since 2016, JULO has been focused on financial empowerment through continuous product innovation to promote accessible and comprehensive digital credit access. 

About JULO

JULO is a leading fintech company  that is revolutionizing access to financial products for millions of emerging consumers in Indonesia. The company is one of the first to develop a digital data-driven credit underwriting and risk assessment platform to process consumer credit applications and determine their creditworthiness using its mobile app.

Founded in  2016, JULO has expanded nationwide. JULO is based in Jakarta and is backed by leading investors  including Credit Saison, Skystar Capital, Saratoga Investama, East Ventures, Quona Capital, Central Capital Ventura, MDI Ventures, Gobi Partners and others.  JULO has been officially licensed as the provider under OJK circulation No KEP-16/D.05/2020 on 19 May 2020. JULO has been downloaded more than 10 million times and has facilitated credit access to more than 1 million of customers. JULO has won several awards namely; Winner of Indonesia Fintech Festival (2016), Winner of UN Fintech Challenge (2018), and Winner of Inclusive Fintech 50 (2019). For more information, visit https://www.julo.co.id